MyShubhLife

MyShubhLife is a neobank focused on providing financial services to India’s blue-collar and gig-economy workforce.

MyShubhLife provides a complete suite of financial products on their platform including lending, digital gold, microinsurance, savings, and tax reporting with proprietary credit risk and collection models. They connect blue-collar workers to formal financial services, where they receive transparent and affordable financial assistance, as opposed to the informal lending sector where loans are provided at exorbitant interest rates.